Personal Finance - How To Reduce Your Monthly ExpensesEveryone has fixed expenses which are the basic of needs for our daily living. There is no way to eliminate the fixed expenses but with some innovative budgeting, you could save some good money from this practice. If you have debt problem, a good practice in expense control and budgeting can help you to free up enough money to pay down your debt and may prevent you from bankruptcy. Of course, to accomplish your goal, you might have to live a very austere existence and scarification.
When you call and ask for a lower interest rate, your reasoning should be based on the argument that you deserve it because you're an excellent customer or you're getting better offers from other credit card banks. 3. Always Buy Classic Style on Clothing Clothing fads come and go so quickly and it will become out of fashion after a season.Instead, buy only good quality classic clothing that you can wear five years from now if you haven't worn it out by then. This will help you to reduce the frequency of buy new cloths. 4. Know Your Budget on Food According to some survey, people who do not know how much they spend on groceries each month are twenty times more likely to be over their heads in debt than those who know exactly how much they spend on food each month. A lot of money can be saved by with below practices:
5. Car pool with your neighbors If you have neighbors who work close to your company, you can car pooling with them to save gasoline and transportation cost. Summary Above are just a few ideas to reduce your monthly expense, sit down and list down your own list. You will surprise that by listing down all your monthly expenses, your will realize that actually there are a lot of expenses which can be reduced or eliminated. And you can use the saved money to pay down your debts. Want 770 insider secrets that will slash your current bills fast? Get them free at http://www.Autopilot101.com/free/book_MS/index.htm Discover how to make your money work harder than you do. Turn your investment capital into monthly streams of investment income with less risk than most mutual funds. Read all about it in our free online ebook, "MILLIONAIRE INCOME", at http://www.autopilot101.com/free/book_MI/index.htm Also, be sure to check out this free online ebook too: "GROWTH & INCOME: How To Build A Mutual Fund Money Machine". You pick the funds; I'll show you how to turn it into in growing monthly stream of income. Stop by http://www.autopilot101.com/free/book_GI/index.htm and check it out.
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