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MONEY SECRETS
How To Make ... And Save ... A Fortune For People Who Want More Money

FREE HOME STUDY COURSE:  Read it online, or use the link below to download your own complete copy for Free.

If You Need More Money, ... STOP Throwing Away What You've Got!

Discover 770 Ways MONEY SECRETS Will Slash Your Bills! Just one of my secrets could be saving you $162.88 per month, and I still have 769 more secrets to show you.  Discover these secrets, and your life will change forever!  No more worrying about the bills!  No more saying "No" to your kids because you can't afford it!  Do you really need more money?  Maybe you have all the money you want.  If I can show you two simple tips that will improve your health and save you $17,300 over the next 10 years (see day 4 of the Ultimate Freedom Challenge), would you care?  If I showed you how writing one simple letter (which I've already written for you) could save you $1,200 per year and turn it into $100,029 in 15 years, would it make a difference in your life?  Yes? ... Then keep reading, because I have 768 secrets to go. 

Summary Table of Contents Page # 3

The Information Provided Here is Just One of 770 Tips, Techniques, & Ideas Provided in the MONEY SECRETS Home Study Course. Why not get all the best tips and techniques now by downloading your own complete copy of MONEY SECRETS ... for FREE?

If you have credit card balances and you get an offer for a credit card that charges 0% interest on balance transfers for a limited time (e.g., 6 to 12 months), apply for the card and transfer your balance. Then only make the minimum payments and put the rest of your payment in a savings or money market account. Then within a month of the end of the interest-free period, pay off the full balance of the card with the money from your savings account. If you do not pay off the full amount by the deadline, the account will accrue interest retroactively at higher interest rates. Also, make sure read the fine print and note any balance transfer fees. Some of the cards available today offer zero balance transfer fees, but most charge 3% with a minimum of $45. Unless the balance transfer is capped at $50 or less, it may not be worth accepting the deal. For example, if you transfer $10,000 with a 3% fee with no cap, you will pay $300 in transfer fees. On the other hand, if the transfer fee is 3% with $50 cap, you are effectively paying only 0.5% interest on your money until the end of the interest-free period which IS a good deal compared to the average 19% interest rate charged by most cards ($1,900 in annual interest). NOTE: You Must NOT use this card for purchases while you carry a transferred balance. Why? Because the credit card company will apply your payments to paying off the 0% interest balance first and any purchases you made will remain on the account accruing high interest rates until the full balance is paid off. 

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Articles On This Topic

Article Index Go To Page 1 Site Map
Related Links:  
Debt Reduction:
http://www.debtreduction.org/ 
http://personalfinance.byu.edu/?q=node/414 
Saving Money:
http://www.ftc.gov/bcp/edu/pubs/consumer/general/gen14.shtm 
http://www.ext.vt.edu/pubs/foods/348-722/348-722.html 
Coupons:
http://www.couponsaver.org/ 
http://www.ftc.gov/bcp/edu/pubs/consumer/invest/inv06.shtm 

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MONEY SECRETS: How To Make ... And Save ... A Fortune For People Who Want More Money
Written by:  Dr. Bryan Stoker
http://www.LifestylePublishing.com/money_secrets.htm 

"MONEY SECRETS" is provided online as a free reference. You can also download your own copy of the entire book today using the "Buy It or Get It Free" links above. 

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