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Table of Contents

FINANCIAL FREEDOM: A Wealth Manual For The Middle Class

 

Introduction                                                                          

SECTION ONE                                                                    
Chapter 1 - What Is Wealth?        
Chapter 2 - Fundamental Rules of Investing          
Chapter 3 - Summary of The Plan                             

SECTION TWO                                                                 

PHASE ONE                                                                     

Chapter 4 - Define Your Dreams                               
    Setting Goals                                             
    Accomplishing Your Goals                          
Chapter 5 - Step One:  Build Your Defense through Emergency Reserves
    Starting a Budget                                     
    Where to Keep Your Emergency Reserve    
Chapter 6 - Step Two:  Pay off Non-tax-deductible Debt

Part I -  The Magic of Compounding             

Part II -  Guaranteed, Tax-Free, and Low-Risk "Investing"

Chapter 7 - Buy Your Own Home                            
    Why Buy Your Own Home                         
    What to Buy                                             
    How to Buy a Home                                   
    INSPECTION CHECKLIST (1 of 5)              
    Important Considerations When Applying for a Mortgage or Home Equity Line
    Fixed-Rate Mortgages                               
    Adjustable-Rate Mortgage Considerations 
    Home Equity Line of Credit Considerations  
    Conclusions                                             

Chapter 8 - Pay off Tax-Advantaged Debt               
    A Few Popular Myths Exposed                 
    Methods of Paying Early                           

Section 1 - Fixed Rate Mortgages             
Section 2 - Adjustable Rate Mortgages (ARM) 

SECTION THREE                                                           

PHASE TWO                                                             
Chapter 9 - Fundamentals of Real Estate Investing 
    Types of Real Estate Investing                   

Chapter 10 - A Business of Your Own                   
    Summary of How to Start Your Own Business
    Desirable Features of a Business              

Chapter 11 - Final Recommendation                    

APPENDICES                                                                 

Appendix A - Checklist for the Complete Plan        
Appendix B - Special Investment Opportunities       
Appendix C - Credit Card Strategies                       
Appendix D - Advanced Form of Savings               
Appendix E - How to Recover From a Bad Credit Rating
Appendix F - Investing in Mutual Funds                 
Appendix G - Summary of State Tax Rates           
Appendix H - Annual Sale Dates for Products         
Appendix I - Ways to Increase Your Savings or Investment Resources
Appendix J - Financial Analysis Software               
Appendix K - Request for a Business of Your Own   
Appendix L - Glossary                      
Appendix M - References/Recommended Reading   
Appendix N - Additional Books Available From the Publisher

 

 

 

 

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            The purpose of this book is for informational purposes only.  Though the author believes that the guidelines  presented in this book can be used by many people to better their financial position dramatically, this book is still written to inspire and entertain the reader.  Though much effort has been endured to make this book as accurate as possible, this book is still only a general guideline and is not necessarily complete on all topics;  the reader should contact licensed professionals for detailed, precise, and up-to-date guidance. 

            Neither the author nor the publisher shall be held responsible or liable for any errors, regardless of whether they are typographical or content-based in nature, that may exist in this book.  Neither the author nor the publisher may be held responsible or liable for any misrepresentation by third parties that may have been used to induce you to purchase this book.  The author and the publisher shall have no responsibility or liability to any person or entity using the guidelines presented in this book, directly or indirectly, for any loss or damages resulting, whether real or alleged, whatsoever.

            If the purchaser of this book does not agree to be bound by the terms described above, he may return this book in re-salable condition, within thirty days of purchase, to the publisher for a full refund less (1) shipping and handling costs and (2) any referral fees paid to the purchaser in connection with this book.

 

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