Car Insurance For A New Driver

Many parents will buy their teenagers their first used car shortly after they turn sixteen. Once mom or dad has helped their teenage driver find a good and reliable used car it is time to find car insurance that won't cost them an arm and a leg for their new driver. New drivers will typically have higher premiums than older drivers who have more driving experience.

Even though new drivers are considered inexperienced, the premium that you pay doesn't have to empty your checking account. In fact, parents can save a little bit of money by using their existing insurance policy. Many companies will offer �multi� discounts. This means that if the policyholder has more than one car on their policy, then they will usually get a discount on the additional cars. Other insurance companies will offer auto and home insurance together and this can make paying your insurance even easier. If you are adding a new driver and car to the policy you may receive multi-driver and multi-car discounts.

If the new driver has had a driver education course such as Driver's Ed in high school, then you may also be able to receive a discount. Many schools offer these courses and if they do not, you may find them available through private companies. You can also take the course and receive a discount for both you and your new driver. Many insurance companies offer these discounts and because many states are requiring that students take these courses, then the situation is even better for you.

Some insurance companies also offer a Good Student discount. These programs award students by offering discounts to students who make good grades in school. If a student also takes a defensive driving course voluntarily, you may also be able to save by sending the certificate to the insurance company, as most insurance companies offer defensive driving discounts as long as the course was not a requirement for a speeding ticket.

Teens have higher accident numbers than any other age of driver. As they progress from being 16 to 17 to 18, their driving gets better as they gain experience. This is why it is important to be prepared for teen car insurance to be more expensive when they first begin driving. They are a higher risk because they tend to be involved in many more accidents. As a parent, you will need to expect to pay that higher premium, but as the teen becomes more experience you can expect that premium to begin dropping on a yearly basis. To make car insurance more affordable for your teen, you should be prepared to budget in that amount when purchasing them a used car.

Car insurance is also a good opportunity for students to learn responsibility. They should be able to help parents pay the premium through summer or part time jobs. They should also learn the effect that a traffic ticket or accident will have on their premium. They will also be able to see how being a good student allows you and them to save money on their insurance.

For more Car buying tips visit Atlanta Used Cars at http://www.UsedCarsAtlanta.us and Dallas Used Cars at http://www.UsedCarsDallas.us.



Discover more ways to save money when you buy, sell, drive, & maintain your new or used car for free at http://www.Autopilot101.com/free/book_Cars/index.htm

Save even more money with 770 insider secrets that will slash your bills: http://www.Autopilot101.com/free/book_MS/index.htm

 

 
Translate Page Into German Translate Page Into French Translate Page Into Italian Translate Page Into Portuguese Translate Page Into Spanish Translate Page Into Japanese Translate Page Into Korean

More Articles

 

 

Search This Site

 

Related Products And FREE Videos





 

More Articles


10 Things Every Car Buyer Must Know

... the deal and go through the car booklet page by page to understand all that the manufacturer needs to tell you. Be clear what is under warranty and what is not. Never choose vehicle based on a picture or dream. It is not how you look in the car that s important but how well the car will fulfill your needs. Be practical and sensible; do not buy a model because the dealership is offering a holiday for ... 

Read Full Article  


Sell Your Car Online: Step 5

... which is text that is bolded, italicized, or underlined. - Copywriting of at least 200 -250 words on the page (with a minimum number of images). - An ALT tag for the first 3 images on your page, which displays when the image is not available. - The ability for the search engine spiders to index the page. - A URL that is static, not dynamic. The key to search engine rankings is which keywords you use ... 

Read Full Article  


18 Simple Ways To Save Money On Your Car

... recommendations for honest mechanics, call around to check out the prices for certain jobs. It s always smart to get a second opinion. How about some preventative medicine? Keep your gas tank filled. This will help you avoid the gas line freezing up in cold weather. Also, driving on fumes allows little pieces of dirt at the bottom of your gas tank to run through the fuel lines with the last drops of ... 

Read Full Article  


5 Practical Ways To Check A Used Car

... past few years. In fact, surveys show that the number of people who buy used cars is almost tripled when compared to the number of people who buy new cars. That is why many people are enticed to buy used cars because it is gradually becoming a trend in the car buying industry. However, it does not necessarily mean that buyers will just take the process of selecting used cars for granted. Hence, it is ... 

Read Full Article  


Buying A Used Car: Your Options Reviewed

... auctions, many of which are held on a scheduled basis. To find an affordable, but reliable used car, you will want to attend an auto auction that gives you as much information on the used cars that they will be selling. There are some used car auction houses or companies, like North Shore Auto Auction, that post information on their upcoming auto auctions online, including vehicle pictures, as well ... 

Read Full Article