Buying A Car, Some Tips And Information
"Car buying is, or should be, a calculated decision,"says John Mondin, an auto travel counselor with AAA. The complex and sometimes frightening process of car buying is demystified in a comprehensive guide that covers: How to choose the right car, new/used car-buying strategies, getting a used car bargain,avoiding the pitfalls of leasing, how to shop for insurance.
In addition, Strategies for Smart Car Buyers includes several appendices and a variety of new material to complete the buyer's research process, including: The acclaimed investigative series, "Confessions of a Car Salesman," relating insider secrets in an entertaining account of two car dealerships, monthly payment charts and monthly leasing payments, expanded financing section detailing crucial contract dos and don'ts, plus additional commentary throughout text from undercover car salesman Chandler Phillips.
Online new car buying is a quick and easy way to look for a car in the privacy of one's own home without the pressure of rash buying. Online car buying is a reality now because of the many excellent sites where you can find the car you've been looking for. See all the buying and selling articles you can find on avoiding scams and post-sale problems. As most of us know, used-car buying is a business wrought with scams. One of the best innovations in used car buying is the CARFAX website.
Tips
Educate yourself before buying a car, no negotiating prices without going for a test drive! Do you buy nice clothes without trying them on. Arm yourself with knowledge,with these tips, you can confidently walk into a car dealership, ready to be confronted by eager salesmen. More dealers are better: The more dealers you have in your area, the more competition for your business, the higher your odds of getting a good deal. Some helpful guidelines and car buying tips can be found at the Federal Information Center, as well as a wealth of other money related issues.
Information
The good news is that with the advent of the Internet, a world of information -- never available to our parents and grandparents -- is just a click away. Walking onto a dealer's lot with no information is like walking into the lion's den. And relying on a dealer for information is just slightly better. It levels the playing field by giving accurate information to the consumer.
You can also read up on the latest car reviews by browsing the Web as there is literally a wealth of pertinent information available online. Never discuss in a dealership what you can afford on a monthly basis; dealers can use that information to structure a car loan to meet or slightly beat your monthly-payment requirements, without addressing the more important issues: the total price of the car and the terms of the loan. To negotiate on price, you must be armed with information about the true value of the car you want with all the options you demand.
A variety of Web sites now offer detailed consumer information comparing the dealer's invoice cost, what the dealer paid the manufacturer, against the MSRP printed on the window sticker. Important information about automobiles and fuel economy should always be considered. Some helpful guidelines and car buying tips can be found at the Federal Information Center, as well as a wealth of other money related issues. Check it out, you'll be surprised at the valuable information you'll find there. They combine extensive industry knowledge, dealership experience, and the power of the Internet to empower the consumer with the information they need to negotiate the best deal. They offer valuable research and information about used cars. You can find out about rebates online whereas before, unless you ask the car salesman, he wouldn't volunteer the information to you.
Loan
You will get greater flexibility and savings by getting pre-approved for a car loan before shopping for a new or used car. And,if you decide to finance the car, find out what your monthly payment should be by shopping for a car loan before going to the dealership. You may discover that getting a loan will cost less than financing directly. If you do find a loan that you like, it's recommended that you get approved for it before buying the car. The question you really must ask yourself at this point isn't how much car you can afford but how much car loan you can afford. That determines how much car loan you'll be able to cover comfortably every month for the next three to four years. The next step is to talk to your bank or credit union to find out what rates they're currently charging on new-car loans for 36 and 48 months. There are many ways to find the best loan for you regardless of your credit standing. The prospective car buyer can also look into current interest rates on car loans ahead of time and determine which way they should proceed with regard to financing the vehicle. So be sure to follow these steps; do your research on the car, research available loan rates and programs online, check your impact on your insurance, and then reach a dealer about the car you want.
Final Thoughts
The world of car buying is changing rapidly. Online new car buying is a quick and easy way to look for a car in the privacy of one's own home without the pressure of sales people pushing you into rash buying. The key to successful car buying is to meet your wants and needs within your budget.
Discover more ways to save money when you buy, sell, drive, & maintain your new or used car for free at http://www.Autopilot101.com/free/book_Cars/index.htm
Save even more money with 770 insider secrets that will slash your bills: http://www.Autopilot101.com/free/book_MS/index.htm
More Articles
Selling Your Car - Step By Step Guide
6 Useful Tips On Renting A Car Abroad
5 Tips To Buying Cars On Ebay Motors
7 Reasons To Buy A Hybrid Car
How Inflation Can Save You Money
Related Products And FREE Videos
More Articles
A Safe Defensive Driving Technique For Everyone
... driving technique that requires little effort. Staying alert is something that should be done regardless of your situation when driving. Popular defensive driving techniques are designed to keep all individuals on the road safe. In addition to preventing injury, applying a defensive driving technique is likely to save you money in the long run. Insurance rates increase with every ticket or automobile ...
Easy Steps To Save Money At The Gas Pump
... your gas cap fits tightly. * Keep your transmission fluid at the proper level. * See a mechanic if you see that smoke is coming from your tailpipe.* * Keep all fluids topped up * Ensure that your cooling system thermostat is working properly. * Fix your transmission immediately * get emissions tests once a year * make sure that your exhaust system is clean and working properly * keep your muffler up ...
6 Simple Steps To Avoiding Expensive Car Repairs
... the car repair shop can be even more painful than a visit to your dentist. Perhaps physical pain it s involved, but some car repairs can leave your wallet feeling pretty empty and you with a bad taste in your mouth. The best way to avoid costly repairs is to take preventative steps that will keep your car in the best condition possible. The first thing to do is to follow the maintenance schedule as ...
All The Amazing Secrets Behind Government Car Auctions In Arizona
... the chances to win during the auction. If the buyer is new to the action process, the best solution is to ask the auctioneers to assist him during the bidding. It is also wise to pay by debit card, credit card, bank check or money order. The sales representative is always able to explain what option is accepted. At government car auctions in Arizona, all the cars are clean, and ready to go. The majority ...
Selling My Car Online The Quick And Easy Way
... will offer vital and informative information which can be essential so as not to overprice the car when advertising it online. Primarily a used car search engine is used by those who are looking to buy a used car but when it comes to selling it can be useful too in that you can use it to search for a similar make and model and age of the car you are selling so that you can put the right price on your ...